Today we are going to talk about how you can find a home without HOA and/or CDD in Kissimmee, fl.
This topic was inspired by one of my YouTube subscribers. (Thank you, you help me create videos about the information you need.)
The question: How can I find homes without HOA or CDD?
Let's dive right in:
HOW CAN YOU FIND HOMES WITHOUT HOA OR CDD?
You may have started viewing homes online, maybe Zillow or Realtor.com, most people start their passive search this way. And although there are tons of real estate websites out there with beautiful layouts and very easy to navigate, these websites have their limitations. You can view pictures, but only a portion of the information for each listing.
So, if you're serious about buying a home and you you don't want community fees or deed restrictions...
Here's what you can do to start your search the right way: scheduled a consultation with a local real estate agent.
"I offer a free 30-minute consultation to buyers like you. So, if you are serious about your home buying journey, I put my schedule on the bottom for you to book your consultation."
During the consultation, we go over the buying process and your search criteria. We personalize your search and filter out homes in and HOA/CDD community.
Very simple.
NOW, LET'S TALK ABOUT THE BENEFITS OF LIVING IN A COMMUNITY WITH HOA.
First, there is a misconception that all Homeowners associations have ridiculous rules and regulations.
We all have heard someone say: "the HOA doesn't let me paint my home Magenta Barbie" or "my grass is two feet tall and they fine me" And although yes, it is true that the management companies will issue citations to homeowners for them to adhere to the community rules and regulations. It is not because they felt like it, no, it’s because it is their job to maintain the overall look and feel of the community. This is beneficial to all property owners because it maintains property values.
If you compare a community with HOA and one without, you'll see a bid difference in aesthetics. In a community with no homeowner's association, you will find beautiful homes in one street and on the next street, homes in need of repairs. But in a neighborhood with an HOA the properties are well maintained.
For example, there is a community here in Kissimmee in the 34741 orange gardens. There are some streets in orange gardens This is not a community that doesn't have the this is a community that doesn't have HOA in some streets look beautiful, well maintenance beautiful, beautiful in the next street over the houses are well in need on me in need of maintenance to say the least. Tarps on the on the on the roof, paint peeling off the walls, garbage and personal items like a mattress or furniture on the side of the road. And it looks like it's been there sitting for a long time.
There are exceptions, amongst HOA communities.
Another benefit that comes from living in an HOA governed community are the amenities.
The community amenities may include: a pool, a tennis court, a basketball court, a gym, walking trails, a clubhouse, a sauna, a theater, controlled access to the neighborhood and more.
And that's not all, some HOA will paint the exterior of your home, cut your grass, and pick up your garbage!
There are a lot of perks when you live in a HOA govern community, so don't knock a community based on the negative things you've heard.
THE CDD (COMMUNITY DEVELOPMENT DISTRICT) BENEFIT
Now let's talk about CDD. Also known also known as Community Development District.
CDDs make life better: They help develop and maintain essential community infrastructure like roads, water systems, parks, and more. It's all financed through bonds or property assessments, which means improvements that might not happen otherwise. Plus, residents and property owners have a say in how their community is run. The result? Better quality of life, with improved amenities, beautiful green spaces, and fun community events that bring everyone together. And don't forget, property values in well-kept CDDs tend to stay strong, making it a great investment for buyers like you.
HOW YOU PAY FOR YOUR CDD BILL?
The CDD fee is included in your property tax bill, so when you pay your tax bill you are also paying for the CDD.
WHAT IS THE DIFFERENCE BETWEEN HOA AND CDD?
CDDs and HOAs have different roles in a community. CDDs focus on improving and maintaining infrastructure, like roads, water systems, and parks, to make the community a better place to live. HOAs, on the other hand, mainly deal with managing and enforcing rules and regulations within a community to ensure a certain standard of living for residents.
LOOKING FOR A BRAND-NEW CONSTRUCTION HOME WITHOUT COMMUNITY FEES?
If you're looking for a brand-new construction home in Kissimmee or surrounding areas, know that you will have an HOA and/or a CDD 99% of the time.
That's it!
Takeaway:
Before you say no to a community with HOA or CDD check if the perks out-wait the fees.
